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MS in Data AnalyticsMS in Project ManagementMS in Information TechnologyMasters Degree in Data Analytics and VisualizationMasters Degree in Artificial IntelligenceMBS in Entrepreneurship and MarketingMSc in Data AnalyticsMS in Data AnalyticsMS in Computer ScienceMaster of Science in Business AnalyticsMaster of Business Administration MS in Data ScienceMS in Information TechnologyMaster of Business AdministrationMS in Applied Data ScienceMaster of Business Administration | STEMMS in Data AnalyticsM.Sc. Data Science (60 ECTS)Master of Business AdministrationMS in Information Technology and Administrative Management MS in Computer Science Master of Business Administration MBA General Management-90 ECTSMSc International Business ManagementMS Data Science Master of Business Administration MSc Business Intelligence and Data ScienceMS Data Analytics MS in Management Information SystemsMSc International Business and ManagementMS Engineering ManagementMS in Machine Learning EngineeringMS in Engineering ManagementMSc Data EngineeringMSc Artificial Intelligence EngineeringMPS in InformaticsMPS in Applied Machine IntelligenceMS in Project ManagementMPS in AnalyticsMS in Project ManagementMS in Organizational LeadershipMPS in Analytics - NEU CanadaMBA with specializationMPS in Informatics - NEU Canada Master in Business AdministrationMS in Digital Marketing and MediaMSc Sustainable Tourism and Event ManagementMSc in Circular Economy and Sustainable InnovationMSc in Impact Finance and Fintech ManagementMS Computer ScienceMS in Applied StatisticsMaster in Computer Information SystemsMBA in Technology, Innovation and EntrepreneurshipMSc Data Science with Work PlacementMSc Global Business Management with Work Placement MBA with Work PlacementMS in Robotics and Autonomous SystemsMS in Civil EngineeringMS in Internet of ThingsMSc International Logistics and Supply Chain ManagementMBA- Business InformaticsMSc International ManagementMBA in Strategic Data Driven ManagementMSc Digital MarketingMBA Business and MarketingMaster of Business AdministrationMSc in Sustainable Global Supply Chain ManagementMSc Digital Business Analytics MSc in International HospitalityMSc Luxury and Innovation ManagementMaster of Business Administration-International Business ManagementMS in Computer EngineeringMS in Industrial and Systems EngineeringMSc International Business ManagementMaster in ManagementMSc MarketingMSc Business ManagementMSc Global Supply Chain ManagementMS in Information Systems and Technology with Business Intelligence and Analytics ConcentrationMSc Corporate FinanceMSc Data Analytics for BusinessMaster of Business AdministrationMaster of Business AdministrationMaster of Business AdministrationMSc in International FinanceMSc in International Management and Global LeadershipMaster of Business AdministrationBachelor of BusinessMaster of Business Administration 60 ECTSMaster of Business Administration 90 ECTSMaster of Business Administration 90 ECTSBachelor of Business AnalyticsBachelor of Information TechnologyMaster of Business AdministrationMBA Business AnalyticsMSc in Marketing Analytics and Data IntelligenceMS Biotechnology Management and EntrepreneurshipMSc in Luxury and Fashion ManagementMaster of Business Administration (90 ECTS)Bachelor of Business Administration (180 ECTS)B.Sc. Computer Science (180 ECTS) MSc in International Corporate Finance MSc in Sustainable Luxury and Creative IndustriesMSc Digital Marketing
For College Students

15 Months On-campus in US

8 Months Online

12 - 15 hrs/week (during online)

23 Months

Batch Start Date

Coming Soon

upto 36 months

F-1 VISA and STEM OPT

in degree cost

Save Upto INR 30 Lakhs

    About the Program

    Blended Program

    Blended Program

    Study 8 Months online with IIIT Bangalore and upGrad, 15 Months at Drexel University, U.S.A.

    Student Support

    Student Support

    Student Support is available. You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform.

    End-to-end counseling and visa assistance

    End-to-end counseling and visa assistance

    upGrad team will help you with application to Drexel University, securing confirmed offer letter & assistance with US visa application.

    Program Overview

    Key Highlights

    Get Masters Degree from Drexel University and certificate from IIITB
    Get Masters Degree from Drexel University and certificate from IIITB
    Drexel University is regionally accredited by the Middle States Commission on Higher Education (MSCHE) in 2022
    Drexel University is regionally accredited by the Middle States Commission on Higher Education (MSCHE) in 2022
    Drexel offers AACSB-accredited programs, placing them among 6% of university programs globally accredited by the body
    Drexel offers AACSB-accredited programs, placing them among 6% of university programs globally accredited by the body
    Drexel is ranked #105 on National Universities Ranking in the US as per US NEWS 2023
    Drexel is ranked #105 on National Universities Ranking in the US as per US NEWS 2023
    Eligible to apply for up to 36-months STEM OPT after graduation
    Eligible to apply for up to 36-months STEM OPT after graduation
    In-built IELTS prep to be provided by upGrad
    In-built IELTS prep to be provided by upGrad
     End to end assistance for applications and visa
    End to end assistance for applications and visa
    Drexel University features #2 nationally on the USNWR Rankings 2024 for its Co-op program.
    Drexel University features #2 nationally on the USNWR Rankings 2024 for its Co-op program.
    Dedicated Student Success Team
    Dedicated Student Success Team

    Top Skills You Will Learn

    The program covers tools such as Python, MySQL and Excel as view more

    Job Opportunities

    IoT Developer, IoT Solutions Engineer, IoT Architect, Test Eview more

    Who Is This Programme For

    Engineers (Freshers and with any experience), Software and Iview more

    Minimum Eligibility

    IIIT Bangalore
    • Applicants with a 4 year Bachelor
    view more

    Syllabus

    Top-tier content curated by leading faculty and industry leaders in the form of videos, cases and projects, assignments and live sessions

    download Syllabus

    Certificate

    Advanced Certificate Programme in Data Science from IIIT Bangalore
    Complete all the courses in the programme successfully to receive Advanced Certificate Programme in Data Science from IIIT Bangalore. It is India's #1 Technical University (Private) as per the survey of India Today, 2021.
    Advanced Certificate Programme in Data Science from IIIT Bangalore
    Click to zoom
    • Connect with a global network of accomplished upGrad and IIITB Alumni
    • Upgrade to a widely recognised and valued Advanced Certificate Programme in Data Science
    • Network with Data Science professionals across all industry sectors

    Explore our Learning Platform

    Learn on an AI-powered & personalised platform with best-in-class content, live sessions & mentoring from leading industry experts.
    Explore our Learning Platform

    Instructors

    Along the way, you will receive support from an unmatched faculty of data science instructors with decades of industry experience.

    Syllabus

    Top-tier content curated by leading faculty and industry leaders in the form of videos, cases and projects, assignments and live sessions

    Download Brochure
    300+
    Hours of Learning
    7+
    Case Study & Projects
    25+
    Live Sessions
    3
    Tools & Softwares

    Pre-Programme Preparatory Content (Year 1)

    • Data Analysis in Excel
    • Analytics Problem Solving

    Course 1- Data Toolkit (Year 1)

    13 Weeks
    • Introduction to Python
    • Programming in Python
    • Python for Data Science
    • Data Visualization in Python
    • Exploratory Data Analysis
    • Credit EDA Case Study
    • Inferential Statistics
    • Hypothesis Testing
    • Data Analysis using SQL
    • Advanced SQL & Best Practices
    • SQL Assignment: RSVP Movies

    Course 2 - Machine Learning-I (Year 1)

    10 Weeks
    • Linear Regression
    • Linear Regression Assignment
    • Logistic Regression
    • Classification using Decision Trees
    • Unsupervised Learning: Clustering
    • Basics of NLP and Text Mining
    • Business Problem Solving
    • Case Study: Lead Scoring

    Course 3 - Specialisation (Option to choose from 5 tracks) (Year 1)

    6 Weeks
    • Deep Learning
    • Natural Language Processing
    • Business Analytics
    • Business Intelligence/Data Analytics
    • Data Engineering

    IoT Technical courses (choose any 4) (Year 2)

    12 Credits
    • Microwave Networks & Transmission Media
    • Microwave Passive Components
    • Microwave Active Subsystems
    • Modeling & Analysis of Power Distribution Systems
    • Power Distribution Automation and Control
    • Service and Power Quality in Distribution Systems
    • Power System Dynamics
    • Power System Security
    • Economic Operation of Power Systems
    • Principles of Computer Networking
    • Advanced Topics in Computer Architecture
    • Digital Systems Design
    • Physical Foundations of Telecommunications Networks
    • Wireless Systems
    • Information Theory and Coding
    • Internet Laboratory
    • Machine Learning & Artificial Intelligence
    • Applied Machine Learning Engineering
    • Neuromorphic Computing
    • Software Defined Radio Laboratory
    • Pattern Recognition

    ECE Technical Elective courses * (choose any 4) (Year 2)

    21 Credits
    • Fundamentals Of Computer Hardware
    • Computational Principles of Representation and Reasoning
    • Principles of Data Analysis
    • Principles of Decision Making
    • Combinational Circuit Design
    • Sequential Circuit Design
    • Design for Testability
    • Dependable Computing
    • Principles of Computer Networking
    • Robotic Computer Interface Controls I
    • Robotic Computer Interface Controls II
    • Robotic Computer Interface Controls III
    • Introduction to VLSI Design
    • Custom VLSI Design & Analysis I
    • Custom VLSI Design & Analysis II
    • ASIC Design I
    • ASIC Design II
    • Hardware Security & Trust
    • Fundamentals of Computer Networks
    • High Performance Computer Architecture
    • Parallel Programming
    • Advanced Topics in Computer Architecture
    • Performance Analysis of Computer Networks
    • Advanced Topics in Computer Networking
    • Web Security I
    • Web Security II
    • Web Security III
    • Knowledge Engineering I
    • Knowledge Engineering II
    • Knowledge Engineering III
    • Digital Systems Design
    • VLSI Array Processors I
    • VLSI Array Processors II
    • Electronic Design Automation for VLSI Circuits I
    • Electronic Design Automation for VLSI Circuits II
    • Deep Sub-Micron Integrated Circuit Design
    • Research in Computer Engineering
    • Supervised Study in Computer Engineering
    • Advanced Special Topics in Computer Engineering
    • Advanced Topics in Computer Engineering
    • Master's Thesis in Computer Engineering
    • Dissertation Research in Computer Engineering
    • Ph.D. Dissertation in Computer Engineering
    • Independent Study in ECEC
    • Independent Study in ECEC
    • Independent Study in ECEC
    • Independent Study in ECEC
    • Independent Study in ECEC
    • Special Topics in ECEC
    • Special Topics in ECEC
    • Special Topics in ECEC
    • Special Topics in ECEC
    • Special Topics in ECEC

    General Electrical and Computer Engineering Courses (choose any 4) (Year 2)

    12 Credits

      Optional Coop Experience (Year 2)

      9 Credits
      • Career Management and Professional Development for Master's Degree Students

      *9 elective credits will be waived for learners who have successfully completed the IIITB Professional ACPDS course.

        A total of 24 Credits are required from the Core Courses. A total of 21 Credits are required from the Electives and Thesis section.

          A sum total of 45 Credits are required to graduate. Please refer to the brochure for a detailed curriculum.

            Industry Projects

            Learn through real-life industry projects sponsored by top companies across industries
            • Solve actual industry problems designed by experts
            • Engage in collaborative projects with your peers
            • Personalised subjective feedback on your submissions to facilitate improvement

            The upGrad Advantage

            benefits

            Student Support

            Student Support
            Student Support is available . You can write to us via studentsupport@upgrad.com Or for urgent queries, use the "Talk to Us" option on the Learn platform.
              benefits

              Expert Feedback & Learning

              Expert Feedback & Learning
              TA sessions
                Regular live sessions by experts to clarify concept related doubt
                  Receive unparalleled guidance from industry mentors, teaching assistants and graders
                    benefits

                    Q&A Forum

                    Q&A Forum
                    Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

                      Admission Process

                      There are 3 simple steps in the Admission Process which is detailed below:

                      Program Fees (Online) -

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                      View Plans

                      Program Fee (On-Campus) at Drexel University - USD 33,750 (Indicative Tuition Fees)

                      Living Cost Per annum in USA - USD 17,000

                      Drexel University Scholarship

                      up to 1000 USD scholarship - If you score b/w 60-65% in Undergraduate & 3.4 GPA in your IIIT-B ACPDS coursework.

                      up to 2000 USD scholarship- If you score b/w 60-65% in Undergraduate & 3.7 GPA in your IIIT-B ACPDS coursework.

                      Empowering learners of tomorrow

                      Over 1,00,000 students go to USA to learn every year. Connect with our counselors to know how you can be next!

                      Start Referring

                      Refer someone and Earn up to INR 50,000 Cashback/Vouchers, on every successful enrollment!

                      Your friend also gets an instant scholarship!

                      Frequently Asked Questions

                      Course Curriculum

                      What is the scope of the MS in Internet of Things program?

                      The MS in the Internet of Things is an engaging yet rigorous course split into 2 parts - 8 months online course (with IIIT-Bangalore) and 15-months on-campus program (Drexel University, U.S.A.) designed for students to develop practical knowledge and skills, establish a professional network, and accelerate entry into the field of IoT Developer, IoT Solutions Engineer, Machine Learning, Artificial Intelligence, Advanced Engineering and Systems Automation. The student as part of this program will receive dual credentials - an Advanced Certificate Program in Data Science from IIIT Bangalore and a Master’s degree in Applied Statistics from Drexel University.

                      What should I expect from MS in the Internet of Things?

                      A Master's in the Internet of Things (IoT) program will equip you with the knowledge and expertise needed to excel in this rapidly evolving field. You'll dive deep into IoT technology, gaining insights into analytics, sensors, wireless communications, and networks. This program opens doors to diverse opportunities, from advancing your career in industry to pursuing entrepreneurial ventures or laying the groundwork for future research at the doctoral level. Get ready to explore the boundless potential of IoT and become a leader in this transformative technology landscape. Upon program completion, students also have the opportunity to apply for OPT in the U.S.A., and receive support from Drexel University Career Services to kickstart their careers in the United States.

                      Which topics are going to be covered as part of the program?

                      The online program is designed for professionals with limited data analytics experience to help them build their understanding from the basics to an advanced level. The program covers tools such as Python, MySQL and Excel, as well as important Data Science concepts such as statistics and exploratory data analytics, regression, clustering, tree models, model selection, principal component analysis, machine learning & artificial intelligence, Aligned Mathematical Theory, applications, signal processing and many more.

                      What type of learning experience should I expect?

                      The online learning experience will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will offer students the opportunity to engage directly with faculty.

                      Is any certification granted at the end of the programme?

                      Post successful completion of the online program, an Advanced Certificate Program in Data Science certificate would be awarded from IIIT Bangalore and on completion of the on-campus degree program, a Master's degree in MS in Internet of Things shall be conferred upon by Drexel University.

                      Can I sign up only for a few specific modules if I am interested in?

                      No, the program is designed to be completed in its entirety, and cannot be taken as standalone modules.

                      About Drexel University, USA

                      Why should you pursue MS in Internet of Things from Drexel University, U.S.A.?

                      Pursuing a Master of Science in Internet of Things (IoT) at Drexel University in the United States offers a unique and compelling opportunity for several reasons:

                      • Specialized Program: Drexel University is among the select few institutions offering a dedicated Master's program in IoT. This program is designed to deepen your understanding of core electrical and computer engineering concepts while allowing you to tailor your curriculum. You can choose from an array of specialized topics, including wireless communications, machine learning, data analytics, sensor systems, embedded systems, radio frequency electronics, and even entrepreneurship and engineering management.
                      • Hands-On Learning: Drexel's program distinguishes itself through hands-on, laboratory-based coursework that enables you to apply your theoretical knowledge to real-world situations. This practical experience enriches your learning and prepares you to tackle the challenges of the IoT field.
                      • Versatile Career Paths: Whether you aim to enter the entrepreneurial world or pursue further studies at the doctoral level, Drexel equips you with the skills and expertise needed to succeed. The program supports diverse career objectives and specialties with a flexible curriculum that evolves to match industry trends and technology advancements.
                      • Urban Campus: Drexel's Philadelphia campus immerses you in a vibrant, diverse urban environment. Philadelphia offers a wealth of social, cultural, and educational opportunities, enriching your overall learning experience. Additionally, you'll have the chance to engage with top-notch instructors and researchers who bring cutting-edge knowledge to the classroom.
                      • Graduate Co-op: Drexel University integrates a unique graduate co-op program into its curriculum, allowing you to gain three to six months of hands-on work experience during your studies. This practical exposure helps you apply classroom theory to real-world scenarios, shaping your career vision and providing valuable context for your future learning.

                      Can international students work to pay for their educational expenses?

                      All students in the U.S.A. with a valid F-1 Visa are not eligible to work off-campus. Rather, such students are eligible to work on-campus as graduate assistants or research assistants or other on-campus ad-hoc jobs and receive compensation, beginning in their first semester. The list of available positions will be provided in advance of the Fall semester (please note the number of these positions are limited and not guaranteed).

                      Will I be supported for TOEFL/IELTS/PTE or other English language exams during this program?

                      Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in the U.S.A.

                      When will I go to Drexel University, USA?

                      Drexel University offers 3 intakes for students coming through the accelerator route. The first intake of the year will be the January (Spring) intake and the second and third intakes of the year will be May (Summer) and September (Fall). Though the application process for Drexel University will start during the IIIT Bangalore online program, you will be able to go to Drexel University in the nearest intake which is at least 3 months away from completion of your IIIT Bangalore program.

                      When will I get an Offer Letter from Drexel University?

                      upGrad will apply for you to Drexel University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter of Drexel University you will have to give proof of English proficiency for application of admission in Drexel University. upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process.

                      Selection Criteria

                      How do I know if the program is right for me?

                      This program is right for:

                      • Individuals with a strong academic background, particularly from Science/Engineering/Technology.
                      • Ideal for individuals seeking career opportunities as IoT Developer, IoT Solutions Engineer, IoT Architect, Test Engineer, IoT Network Engineer.
                      • If you are enthusiastic about innovation and want to be on the cutting edge of IoT technology to address society's challenges while pursuing your professional ambitions, this program aligns with your aspirations.

                      Is there any minimum educational qualification required to take this program?

                      To be eligible for the program, the following criteria need to be fulfilled:

                       For IIITB

                      • Applicants with a 4 year Bachelor's Degree in B.Tech/BEngg in CSE / ECE / EEE / Industrial / Production / Mechanical with a minimum of 60% marks. Maximum backlogs (ATKTs) accepted will be 10.
                      • The awarding University must be NAAC A or higher (The HEI must have been last accredited by NAAC in 2022/2023/2024).
                         

                      For Drexel University

                      • An aggregate score of 3.0 GPA and above in the Advanced Certificate Program in Data Science with a minimum of 3.0 GPA in each course.
                      • TOEFL iBT >= 90 or 600 written or IELTS score >= 6.5 or equivalent across all bands or PTE >= 60 or Duolingo >= 110.

                      Is work experience required for this course?

                      A relevant professional work experience is recommended but not required.

                      What is the selection process for this program?

                      There are 4 simple steps in the Admission Process which is detailed as.      

                      Step 1- Complete Application -Complete your application and submit the required details. The Admissions Committee will then review your application which include your work experience & educational background.
                      Step 2- Apply for the Scholarship- Submit your Statement of Purpose to join a IIITB program. 
                      Step 3- Get Shortlisted & Receive the Offer Letter- Upon qualifying, an Offer Letter will be sent to you confirming your admission to the course.
                      Step 4- Block your Seat - Block your seat with an initial payment of INR 25,000 to enroll into the Program. Begin your leadership journey.

                      What is the list of documents required for the application ?

                      • Class 12th Marksheets and certificate
                      • Graduation all semesters marksheets and transcripts
                      • Graduation degree
                      • Copy of passport
                      • Resume
                      • Two Letters of Recommendation (Academic/official)
                      • Admission essay (A 500-750 words essay - prompt provided as part of the online application)
                      • Certificate/ Affidavit of Financial Support
                      • Proof of English Proficiency (TOEFL iBT, IELTS, PTE, etc.)

                      Visa

                      Will upGrad help me in writing Academic and Visa SOP?

                      Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

                      How much are living expenses for a year in the U.S.A.?

                      Living expenses in the U.S.A. for international students are approximately USD 17,000 per annum. The same needs to be reflected in your bank account.

                      Time Commitment

                      What is the time commitment expected for the program?

                      At least 12-15 hours per week of time commitment is expected to be able to graduate from the program.

                      How will my doubts/questions be addressed in an online program?

                      Peer-to-peer discussion forum where you can post your queries and your peers/faculty/teaching assistants answer your queries within a day. Regular Q&A sessions with faculty to get clarification on conceptual doubts.

                      Payment

                      No cost CC EMI FAQ's

                      0% EMI with Finance partners /Credit card option availability will vary program wise.

                      1. Which banks allow using 0% Credit card EMI or Credit card EMI?
                      No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)


                      2. Is there any minimum transaction limit ?
                      Yes. 50000 is the minimum.

                      3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
                      No. ONLY 12 months is available irrespective of the Program enrolled.

                      4. Will I have to pay any extra amount for the EMI transaction?
                      If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

                      5. Are there any fees or down payment?
                      Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

                      6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
                      Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

                      7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
                      Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

                      8. Can I Pay Using Multiple Credit Cards ?
                      Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
                      HDFC Card – Part payment – INR 100000
                      ICICI Card – Part payment – INR 50000

                      9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
                      You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

                      10. Why is the entire amount blocked on my credit card?
                      Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

                      11. Why is interest getting charged on No Cost EMI?
                      Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

                      Eg. Amount payable to upGrad: INR 405000
                      Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
                      [Note: Interest factor is reducing rate and not Flat rate]
                      EMI AMOUNT = INR 33750 x 12 = INR 405000
                      Effectively, you have taken loan on 379,850 instead of 405,000

                      Refund policy

                      Is there any deferral or refund policy for this program?

                      Refund Policy:

                       

                      1. Students must pay an applicable Caution Amount for the enrollment to the Program. This Caution Amount will be adjustable against the total Program fee payable by the student.
                      2. Once the student has made a partial or full payment of Program fee, such student can claim a refund for this amount at any time before the cohort commencement date by raising a refund request through ‘My applications’ page on our website (www.upgrad.com), stating the specific reason for the refund. The refund shall be subject to a deduction of INR. 20,000/- towards processing fee. If less than INR. 20,000/- have been paid in total, students shall not be eligible for any refund in such a case. 
                      3. Students shall not be eligible for a refund (under any circumstances) if the refund request is raised post-program/Batch Start Date. In such a case, the student will continue to pay the EMI of his loan (if applicable), as the loan cannot be canceled. This is also applicable to students who could not complete their payment and could not get enrolled in their opted cohort. However, the student can request a Pre-Program deferral as per the policy defined below for the same.
                      4. Student shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limited to wrong details about your grades or any other incorrect information provided in your application.
                      5. In case of a valid refund request post obtaining the loan from a third party credit facility provider, we would like to clarify that the responsibility of canceling the loan will lie with the student as upGrad is not privy to such arrangements between the student and the third party credit facility provider. 
                      6. If students do not provide documents as per the timeline mentioned in the offer letter, they will be deferred to the next batch but they will not be eligible for any refunds.
                      7. You shall not be eligible for refund of any amount paid towards the Program in case any discrepancy is identified between your application and self-attested documents including but not limiting to wrong details about your grades or any other incorrect information provided in your application.

                       

                      Deferral Policy: (Pre- Program Commencement) 

                      • If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.  However, if a student is deferring from his assigned cohort batch mentioned in the offer letter, the student will not be eligible for any refund post the deferral.
                      • However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort. 
                      • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for. 
                      • The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply. 
                      • The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).   

                       

                       

                      Deferral Policy: (Post Program Commencement) 

                      • If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch. 
                      • A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for. 
                      • The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts. 
                      • The deferral request will be approved once the deferral fee is paid. 
                      • Till this is completed, the student will be assumed to be continuing in the same cohort.
                      • The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort. 
                      • If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage. 
                      • The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.   

                       

                      Deferral policy applicable only for International Institute of Information Technology, Bangalore (“IIIT Bangalore”) 

                      • The first deferral request to any program offered by IIIT Bangalore (pre-program commencement or post-program commencement) shall be free for one time. 

                       

                      1. The Executive Post Graduate Program learners should complete the course in a maximum duration of 3 years from the initial batch start date. 
                      2. The Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.
                      3. The Professional Advanced Certificate Program learners should complete the course in a maximum duration of 2 years from the initial batch start date.

                      Disclaimer

                      Disclaimer

                      • upGrad facilitates program delivery and is not a college/university in itself. Credits and credentials are awarded by the university. Please refer to relevant terms and conditions before applying. The University program is accredited/recognised in the country where the University is established. 
                      • The student assumes full responsibility for all expenses associated with visas, travel, and related costs. upGrad does not provide any assurance or make representations regarding visa approval or the procurement of the visa.
                      • The above statistics depend on various factors and individual results may vary. Past performance is no guarantee of future results.