MBA | Touro University

The Master of Business Administration is an engaging yet rigorous 11 months online and 12 months on-campus program designed for students to develop practical knowledge and skills, establish a professional network and accelerate entry into management careers. The student as part of this program will receive dual certification, an Advanced General Management Program in Management from IMT, and a MBA degree from Touro University, US.

• Respond strategically to business challenges and opportunities.
• Assess ethical implications of business activities.
• Develop, implement and evaluate solutions to business problems.
• Formulate business decisions and systematic analysis that reflects critical thinking.
• Demonstrate effective skills to collaborate with diverse groups of people.

The Program will be delivered on a new technology platform to create a superior learning experience for participants who want to be on the cutting edge of the management industry. With this Program, IMT Ghaziabad & Touro University, US together seeks to develop the next generation of leaders. The topics that are going to be covered are Marketing Management, Business Communication, Accounting & Finance, Decision Sciences, Business Economics, OB, HR Legal, Sales & Distribution, Business Strategy, Supply Chain Management.

The online learning experience will be a mix of interactive lectures from industry leaders as well as world-renowned faculty. Additionally, the program comprises live lectures dedicated to solving your academic queries and reinforcing learning. The on-campus learning experience will be an in-class experience face-to-face with the faculty.

Post successful completion of the program, a Advanced General Management Program certificate would be awarded from IMT Ghaziabad  and a Master's degree in MBA shall be conferred upon by Touro University,  US.

Yes, upGrad will help you prepare for the English proficiency test to establish your current English proficiency to be eligible for the Master's program in the US.

Located in the heart of New York City, Touro University benefits from one of the busiest—and most vibrant—cities in the world. University's building is charged with a distinct air of professionalism and includes all of the amenities for a comfortable and conducive learning environment: high-speed wireless internet, multimedia classrooms, a fully-equipped computer lab, Bloomberg terminal, student lounges, and a staffed Career Resource Center.

Touro University is accredited by the Middle States Commission on Higher Education (MSCHE), an agency recognized by the United States Secretary of Education and the Council for Higher Education Accreditation.

Touro University will have 2 intakes for students coming through this route. The first intake of the year will be the January (Spring) intake and the second intake of the year will be the September (Fall) intake. Though the application process for the Touro University will start during the IMT Ghaziabad online program, you will be able to go to the Touro University in the nearest intake which is at least 3 months away from completion of your IMT Ghaziabad program.

upGrad will apply for you at Touro University once all the documents are provided by you (as given in the offer letter issued to you by upGrad). Apart from the documents mentioned in the offer letter from Touro University, you will have to give proof of English proficiency for application for admission to Touro University. upGrad will support you to get your English proficiency scores within 3 months of the start of the batch to accelerate this process.

An I-20 is issued by a Designated School Official (DSO) from the International Student Office at Touro College after you have been admitted to Touro College and you have demonstrated that you or your sponsor have sufficient financial resources for you to be an eligible student in the US at Touro College.

New York City has hundreds of diverse neighborhoods to explore for food and art lovers, thousands of companies and organizations for networking and enrichment, and unlimited options for entertainment. NYC is so big and diverse that students can choose to seek out a specific culture or can choose to spend a day avoiding your home culture (even the Americans can do this).

Yet, despite being the biggest city in America, it is also the easiest to get around. New York City’s subway system boasts 27 subway lines and 472 stations, and the overall public transportation system covers everywhere including Northern New Jersey, Long Island, Westchester County, and Southwestern Connecticut (Together, with NYC, this total area is known as the Greater New York City Area.

To be eligible for the program, the following criteria need to be fulfilled: 

For IMT Ghaziabad: 

• Applicant must have scored 60% or above marks in their graduation. Maximum backlogs (ATKTs) accepted will be 10.

For the Touro University:

• The applicants must successfully complete the Advanced General Management Program from IMT, Ghaziabad with an aggregate of 60% and above and a minimum of 60% in each course.

• TOEFL >= 79 or IELTS >= 6.5 or Duolingo >= 105 or PTE >= 58

upGrad, IMT Ghaziabad, Touro University, US, world-renowned faculty, and many industry leaders have committed a lot of time to conceptualizing and creating this program to make sure that the learners can receive the best possible learning experience in Management. Hence, we want to make sure that the participants of this program also show a very high level of commitment and passion for Management. For entry into Touro University, US, students have to successfully complete the IMT Ghaziabad program with a minimum of 60% or above marks.

Upto 12-15 Hours/Week of time commitment is expected to be able to graduate from the program.

Our dedicated Student Support Team is available to resolve your non-academic queries.

Email us at studentsupport@upgrad.com to receive a response within 24 hours. For any urgent queries, please use the Call-Back option on the learning platform and get a response within 2 working hours.

Additionally, an upGrad buddy will enhance the learners’ experience by engaging with them to ensure they are on track with upcoming deadlines, and submissions, offer guidance and resolve their non-academic queries.

Yes, upGrad will help with your Academic and Visa SOP and will also organize training on how to write a good SOP.

Living expenses in the US for international students are approximately USD 18,456 per annum.

By virtue of your F-1 Visa, you are eligible to work part-time on-campus from Day 1 of your on-shore course commencement. You may be eligible to work off-campus subject to an additional annotation on your F-1 visa. You must meet other requirements, as advised by your insitution or the US federal regulations.

0% EMI with Finance partners /Credit card option availability will vary program wise.

1. Which banks allow using 0% Credit card EMI or Credit card EMI?
No cost EMI is available on credit cards from all major banks (American Express, Bank of Baroda, HDFC Bank, ICICI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered, Axis Bank, Yes Bank, State Bank of India, CITIBANK and HSBC)

2. Is there any minimum transaction limit ?
Yes. 50000 is the minimum.

3. Standard Chartered Bank offers 18 or 24 months No Cost EMI ?
No. ONLY 12 months is available irrespective of the Program enrolled.

4. Will I have to pay any extra amount for EMI transaction?
If you are availing 0% credit card EMI, upGrad will not charge any processing fees or down payment for these transactions. Your bank may levy GST or other taxes on the interest component of the EMI.

5. Are there any fees or down payment?
Certain banks charge nominal processing fees between INR 99 - 500 on 0% Credit Card EMI transaction. If charged, will be billed in the first repayment installment.

6. Can I use my International credit card for 0% credit EMI or Credit Card EMI?
Only the Indian bank credit cards can be used. But you can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions, this will be purely between you and your bank.

7. Are there any charges in case I opt for cancellation/refund from the course after paying balance with no cost EMI ?
Yes, there will be additional charges to the extent of interest paid by the upGrad to the bank, you will be refunded only Principal amount, i.e. the amount actually deducted/blocked from your card. This deduction will be in addition to the amount mentioned in the refund policy shared with your offer letter.

8. Can I Pay Using Multiple Credit Cards ?
Multiple cards can be used to complete the payments using Part payment option make sure to inform the learner, minimum transaction is INR 50000 to opt for 0% CC EMI E.g. Amount to be paid: 150000. I can pay using 2 Credit cards. Yes, Example :
HDFC Card – Part payment – INR 100000
ICICI Card – Part payment – INR 50000

9. How can I opt for Credit card EMI if my bank is not listed in the 0% Credit card EMI or Credit card EMI?
You can pay the amount using the Credit card option in one shot / part payments, and later you can convert into EMI from your respective bank. The tenures and interest charged will depend on your bank. upGrad will not charge any processing fees or down payment for these transactions.

10. Why is the entire amount blocked on my credit card?
Initially your bank will block the entire amount from your available purchase limit and from your next billing cycle, you will be charged the EMI amount. As you start paying your EMI, your credit limit will be released accordingly. For example, if you have made a payment of ₹100000 on 6-months EMI and your credit limit is ₹200,000 then initially your bank will block your credit limit by ₹100000. After payment of your first month EMI of Rs.15000, the blocked amount will come down to ₹85000.

11. Why is interest getting charged on No Cost EMI?
Your bank will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your payment, effectively giving you the benefit of a No cost EMI. The total amount paid during the entire EMI tenure to the bank will be equal to the amount to be paid to upGrad.

Eg. Amount payable to upGrad: INR 405000
Let's say Amount deducted at the time of transaction: INR 379850 (Principal amount) Bank charges interest of 12-15% per annum on INR 379850
[Note: Interest factor is reducing rate and not Flat rate]
EMI AMOUNT = INR 33750 x 12 = INR 405000
Effectively, you have taken loan on 379,850 instead of 405,000

Refund Policy: (Programs with prep-session component) 

• Students must pay applicable caution money for the enrolment to the Program. This caution amount will be adjustable against the total Program fee payable by the student.
• You can claim a refund for the amount paid towards the Program at any time, before the Cohort Commencement Date, by visiting www.upgrad.com and submitting your refund form via the "My Application" section under your profile. Processing fee of Rs. 20,000/- will be levied. If less than Rs. 20,000/- have been paid in total, the student shall not be eligible for any refund in such case.
• The student shall not be eligible for any refund under any circumstances if any such refund requests are raised post Cohort Commencement Date and student will continue to pay the EMI for the loan (if applicable) and such loan cannot be cancelled. This is also applicable for those students who could not complete their payment and could not be enrolled in the cohort opted for. However, the student can raise a request for Pre-Program deferral as per the policy defined below for the same.
• In case of a refund, the student will be solely responsible for any cancellation of the loan, including but not limited to applicable loan cancellation charges levied on the total cancelled loan amount.
• Students must pay the full fee within 7 days of payment of Caution Money or Cohort Commencement Date, whichever is earlier, otherwise, the admission letter will be rescinded.
• The refund will be processed within 30 working days of commencement of the program after being duly approved by the Academic Committee.

Deferral Policy: (Pre- Program Commencement) 

• If a student, due to unavoidable circumstances is unable to commence with the cohort and requests for a deferral before the cohort starts, we provide the opportunity for the student to defer to another batch.
• However, the student will be required to pay 50% of the total course fee amount (inclusive of taxes) before the deferral can be approved. Till this is completed, the student will be assumed to be continuing in the same cohort.
• A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
• The student has time till the current cohort launch date to make the payment of the 50% program fee, post which the deferral request will expire. Once the deferral window expires and the student now asks for a refund, the above-mentioned applicable refund policy will apply.
• The fee applicable to the deferred student will be as per prevailing fee for the batch student as opted to defer to (No additional deferral fee is required to be paid).

Deferral Policy: (Post Program Commencement) 

• If a student is facing severe issues in dedicating time to the course, we provide the opportunity for the student to defer to another batch.
• A student can request for deferral only once and to either of the scheduled cohorts to start in the next 1 year from the batch start date of the initial batch the student enrolled for.
• The student will be required to pay deferral fees of 10% of the total course amount fee + Taxes if any along with the differential program fees between the two cohorts.
• The deferral request will be approved once the deferral fee is paid.
• Till this is completed, the student will be assumed to be continuing in the same cohort.
• The student has 7 days (including holidays and weekends) from the date of deferral request to make the payment of the deferral fee post which the deferral request will expire, and the student will continue as part of the current cohort.
• If the student completes the deferral payment, the student’s login will be disabled, the student will leave the deferred cohort and the student will start learning on the new cohort from the point of the last assignment that was graded in the deferred cohort. All grades and progress till that point will be carried forward as it is to the new cohort. For clarification, the grades of the graded assignments will be carried forward, whether the student had submitted these grading during the initial stage.
• The deferral can only be requested during the batch for which the student has enrolled is ongoing. Once the batch has been completed, deferral requests shall not be entertained. For clarification, the batch completion here shall mean the “last grace deadline” as communicated by upGrad.

• upGrad facilitates program delivery and is not a college/university in itself. Credits and credentials are awarded by the university. Please refer to relevant terms and conditions before applying. The University program is accredited/recognised in the country where the University is established. 
• The student assumes full responsibility for all expenses associated with visas, travel, and related costs. upGrad does not provide any assurance or make representations regarding visa approval or the procurement of the visa.
• The above statistics depend on various factors and individual results may vary. Past performance is no guarantee of future results.